Circle Internet Group (CRCL) shares have dropped 33.5% in the last three months, underperforming the Financial-Miscellaneous Services industry and the Finance sector. Competitors like IREN Limited (IREN), Cleanspark (CLSK), and PayPal (PYPL) have seen better performance. Rising competition and operational costs have impacted CRCL’s stock price, but potential remains with USDC market growth. Operating costs are a concern as expenses rise due to investments and payroll taxes. Despite challenges, CRCL benefits from USDC adoption and CPN network momentum, leading to strong market share gains. Earnings estimates show improvement, hinting at potential upside with the stock trading below its median valuation. The Zacks Consensus Estimate for CRCL’s fourth-quarter 2025 earnings has been revised upward, while the company’s lower valuation suggests a hold position for investors. Director of Research Sheraz Mian has named a top stock pick with significant upside potential, targeting millennial and Gen Z audiences. Now could be an ideal time to consider this stock for potential growth.

Read more at Nasdaq: Circle Shares Dip 33% in 3 Months: Is it Wise to Hold the Stock Now?