Americans’ credit card balances are expected to increase modestly in 2026, with annual growth slowing to 2.3%, reaching $1.18 trillion. Lenders are cautious post-pandemic, resulting in stabilized delinquencies. The K-shaped economy highlights disparities in financial well-being. Auto loan delinquencies are rising slightly, while personal loan delinquencies are expected to increase marginally. Despite challenges, consumer resilience remains strong.

Read more at Yahoo Finance: Credit card balances projected to tick up by smallest amount in years in 2026