Exxon Mobil (XOM) pays $3.96 annually per share with a 3.38% yield, raising dividends for 43 straight years. Payout ratios on earnings and free cash flow are comfortable, with net income falling from $55.7B in 2022 to $33.7B in 2024.

Concerns arise as Q3 2025 earnings drop 12.3% y-o-y. Despite this, XOM’s strong balance sheet with a net debt-to-EBITDA ratio of 0.86x and interest coverage at 53.7x provides security for the $3.96 dividend.

XOM’s dividend safety rating is “Safe,” with current payout ratios at approximately 55% on earnings and free cash flow. The 43-year growth streak is backed by conservative financials. Retirement planning is crucial, and reevaluating portfolios can lead to early retirement realization for many Americans.

Read more at Yahoo Finance: Exxon Mobil’s 43 Year Dividend Streak Looks Secure Despite Falling Earnings