SoFi Technologies stock has surged nearly +100% in 2025, hitting a new high of $32. With a focus on financial services expansion, SoFi aims to follow in the footsteps of Robinhood and Shopify, boasting 12.6 million members and a 35% year-over-year growth in subscriber base.

SoFi has diversified its services beyond consumer lending, delving into banking, investing, and crypto trading. Strategic acquisitions and partnerships have positioned SoFi as a leader in fintech consolidation, with blockchain-powered remittances driving user growth. The company’s AI-driven innovation is enhancing operational efficiency and ecosystem expansion.

SoFi’s stock is on a bullish trend, surpassing key moving averages and showing strong technical momentum. Despite trading at a premium of 77X forward earnings, SoFi has demonstrated a positive trend in profitability, with projected EPS growth of 65% in FY26. The company’s price-to-sales ratio is reasonable at 9X, supported by rapid sales expansion.

Zacks Research identifies SoFi as a top stock with a Zacks Rank #2 (Buy), highlighting its potential for a significant stock rally. While the stock’s high valuation poses some volatility risks, continued expansion and profitability could drive further growth. The company’s strong financial performance and growth trajectory make it a promising investment opportunity.

Read more at Nasdaq: Is The Breakout in SoFi Stock Just Beginning?