Mortgage rates have seen minor fluctuations, with the national average 30-year fixed rate at 6.18% and the 15-year fixed rate at 5.50%. Current rates according to Zillow data are 30-year fixed: 6.10%, 20-year fixed: 6.00%, and 15-year fixed: 5.52%. Mortgage refinance rates are slightly higher, with a 30-year fixed rate at 6.25%. Fixed-rate mortgages lock in rates for the loan term, while adjustable-rate mortgages adjust periodically. Economists predict mortgage rates to remain stable through 2027, with 30-year rates around 6.3% to 6.4%.

Read more at Yahoo Finance: Minor moves up and down