Today’s mortgage rates are just above 6%, with the average 30-year fixed rate at 6.01% and the 15-year fixed rate at 5.47%. National averages for various types of mortgages have been rounded to the nearest hundredth. Refinance rates are slightly higher than rates for purchasing a home. Experts predict rates to stay around 6% in the coming years, with slight fluctuations. It’s a good time to buy a house compared to previous years, as prices have stabilized. Different sources may report slightly different rates due to varying compilation methods. Shopping around with multiple lenders is key to finding the best rate.

Read more at Yahoo Finance: Mortgage and refinance interest rates today, December 27, 2025: A fraction above 6%