Mortgage rates are holding steady, with the 30-year fixed rate at 6.13% and the 15-year fixed rate at 5.53%. Despite the Federal Reserve announcing another interest rate cut, mortgage rates have remained mostly unchanged. National averages for mortgage rates include 30-year fixed at 6.13%, 20-year fixed at 6.08%, and 15-year fixed at 5.53%. Refinance rates are slightly higher, with the 30-year fixed refinance rate at 6.19%. It’s important to shop around for the best rates and consider factors like down payments and credit scores to secure the lowest mortgage rate. Predictions point to rates hovering around 6% in the coming years.

Read more at Yahoo Finance: Not much movement since the end of October