Palantir and Snowflake reported earnings, showing Palantir’s 63% revenue growth with 51% margins, while Snowflake grew 29% with negative margins. Palantir’s Rule of 68 score is exceptional, generating $540M in free cash flow. Snowflake’s revenue hit $1.21B, but it lost $329M operationally. Palantir trades at 112x sales, Snowflake at 17x.

Palantir excels in AI application deployment, with AI agents reducing underwriting time and delivering bottom-line impacts. Snowflake focuses on data warehousing, emphasizing the importance of a data strategy for AI. Palantir benefits from government revenue, while Snowflake lacks this revenue stream. Palantir trades at 112x sales, Snowflake trades at 17x sales.

For AI software exposure, Palantir is a cleaner bet with a 51% operating margin and rapid customer conversion. Snowflake appeals for data consolidation potential, but needs operating leverage. Palantir’s growth and profitability combination wins for now. Retirement planning is about more than stock picking – many Americans are finding they can retire earlier than expected by reworking their portfolios.

Read more at Yahoo Finance: The AI Application Giant Prints Cash at 51% Margins While the Data Warehouse Burns Through Hundreds of Millions