I Bonds are a popular low-risk investment option issued by the U.S. government with a fixed interest rate of 3.11% through April 2025. There is a $10,000 annual purchase limit, but there are ways to get around this restriction to maximize your investment.

One way to increase your I Bonds investment is by using tax refunds to purchase an additional $5,000 in paper bonds. Each spouse can buy $10,000 in bonds, and businesses or trusts can also purchase up to $10,000, allowing for a total of $30,000 in annual investments.

It’s important to understand the I Bonds purchase limits and loopholes to maximize your investment potential. Working with a financial advisor can help you navigate these strategies and make informed decisions about your financial future. Consider exploring different options to make the most of your investment opportunities.

Read more at Yahoo Finance: This Loophole May Let You Invest More Than $10k Per Year in I Bonds