Capital One Financial Corporation (COF) is a leading financial services company with a market cap of $154.9 billion. It offers various financial products and services, including deposits, personal credit cards, loans, and online banking. COF is expected to announce its fiscal fourth-quarter earnings for 2025 on Jan. 22, 2026.

Analysts predict COF will report a profit of $4.07 per share for the fourth quarter, a 31.7% increase from the previous year. The company has consistently exceeded Wall Street’s EPS estimates in its last four quarterly reports.

For the full year, analysts expect COF to report an EPS of $19.77, a 41.6% increase from the previous fiscal year. The EPS is projected to rise by 1.5% to $20.06 in fiscal 2026.

COF stock has outperformed the S&P 500 Index and the Financial Select Sector SPDR Fund over the past 52 weeks, with shares up 38.8% during this period. The company’s strong net interest margin contributes to its outperformance.

After reporting its Q3 results, COF shares closed up more than 1% on Oct. 21. The company’s adjusted EPS of $5.95 exceeded Wall Street expectations, and its net revenue of $15.4 billion beat forecasts.

Analysts are bullish on COF stock, with a majority recommending a “Strong Buy” rating. The average analyst price target is $266.64, suggesting a potential upside of 9.4% from current levels.

Read more at Yahoo Finance: What to Expect From Capital One’s Q4 2025 Earnings Report