Many Americans start the new year with a resolution to save more money but struggle to stick to it long-term. The key is to set specific, attainable goals and create a plan to achieve them. Vague goals make it hard to track progress, so be clear about what you want to accomplish.

Setting reasonable financial resolutions is crucial. Avoid setting unrealistic goals that may lead to frustration and giving up. Focus on what truly matters to you and align your goals with your values. Start with small steps to build momentum and celebrate progress along the way.

Having a plan is essential to achieving your financial goals. Avoid relying solely on motivation and create systems or find people to hold you accountable. Automating savings and setting reminders can help you stay on track. Sharing your goals with someone can provide support and motivation.

Consider specific financial goals for 2026 that align with your values. Whether it’s building an emergency fund, increasing retirement contributions, paying off debt, or saving for a vacation, choose goals that are relevant to your financial well-being. Break them down into manageable steps and automate where possible for success.

Read more at Yahoo Finance: Why your financial resolutions never stick and what to do instead