In 2026, Social Security is undergoing changes, including a 2.8% cost-of-living adjustment for monthly benefits, a higher wage cap of $184,500, and an increased earnings requirement for work credits, making it harder for some to qualify for retirement benefits. While seniors can earn more money without benefits being withheld, working Americans may face added tax burdens due to the changes. It’s crucial to understand these adjustments and seek professional advice or strategies for managing them effectively. Additionally, maximizing Social Security benefits could result in an extra $23,760 annually in retirement income, providing financial security for the future.

Read more at Nasdaq: 2 Social Security Changes Working Americans Might Hate in 2026