A recent survey by Intuit Credit Karma revealed Americans’ top three money regrets in 2025, with not saving enough money being the most common. Around 19% have no savings at all, while most have less than $500 in a savings account, leaving many vulnerable to unexpected expenses.

Impulse spending is a common habit among consumers, with nearly 90% making impulse purchases averaging $282 monthly. To gain better control of finances, experts suggest waiting 24 hours before buying nonessentials and avoiding shopping while upset to avoid damaging financial goals.

Credit card debt remains a major obstacle to saving and investing, with the average person owing $6,735 in credit card debt. High-interest rates make this debt expensive to carry, costing an average of $1,602 in interest fees monthly. Strategies like the debt snowball or debt avalanche methods can help tackle and eliminate debt effectively.

Read more at Yahoo Finance: 3 Biggest Money Regrets of 2025 To Avoid in 2026