In 2025, two friends make money goals, but only one creates a plan with structure. By 2026, building an emergency fund and moving cash to a HYSA remain common. Experts advise setting specific savings goals and choosing high-yield accounts like Vanguard’s Cash Plus Account.

To prioritize savings, set specific monthly goals after expenses and check yields. Automate small transfers to high-yield accounts for better returns. For debt, rank debts by interest rate and focus on paying off high-interest balances first. Consider transferring balances to lower-interest options like personal loans.

Consistency and automation are key to financial success. Treat saving as a required expense and automate financial decisions. Increasing income through side gigs can also accelerate progress towards financial goals. With clearer priorities and automatic habits, achieving financial resolutions becomes more achievable.

Read more at Yahoo Finance: 4 Tips To Achieve the Most Popular Money Goals for 2026