The tax deadline is approaching, but there are still options to file for free in 2026. Direct File, a popular IRS-sponsored program, was canceled, reducing free filing options from five to four. Simple tax situations can use Free File or VITA for free assistance, but complex returns may require a tax professional.

Free File through the IRS offers free tax-prep software for those with adjusted gross incomes of $89,000 or less. It allows simultaneous federal and state tax filing. The program provides guided support and ensures accurate, error-free returns. However, users must start the process through the IRS Free File website.

The IRS Volunteer Income Tax Assistance (VITA) program offers free in-person and online tax preparation help for individuals earning $67,000 or less, disabled individuals, and limited English speakers. Certified volunteers provide assistance at various locations nationwide. Online filing through VITA is available by searching on the IRS website.

Another free option is Free File Fillable Forms, which allows taxpayers to prepare federal income tax returns for free with no income limit. While you can file all types of tax forms, there is no support or guidance provided. However, state income tax returns cannot be filed using this option.

Online tax software providers like TurboTax and TaxSlayer may offer limited free options based on income and tax situation. Complex tax situations may not qualify for free filing and may require a paid product. Cash App Taxes is the only provider allowing taxpayers with various situations to file federal and state returns for free, with some limitations.

Read more at Yahoo Finance: 4 ways to file your taxes for free in 2026