In 2026, focus on small, achievable changes to your investment portfolio rather than big, bold moves. Consider rebalancing, allocating to emerging trends, and making conventional moves like investing in mutual funds and ETFs. Two top picks for 2026 are the Fidelity 500 Index Fund, offering low expenses and no minimum investment, and the Vanguard Russell 2000 ETF, tracking small-cap stocks with potential for growth. Diversify globally with the MoA International Fund, a mutual fund with a focus on developed-market stocks and a minimum initial investment of $1,000. Keep your portfolio healthy and balanced in the new year. The MoA International Fund (MAIFX) focuses on 150 stocks in developed markets like Japan, the U.K., and France, using quantitative models for valuation. With top holdings in companies like SAP and Novartis, it offers a 3% yield and has a $1,000 minimum initial investment. The Fidelity Pacific Basin Fund (FPBFX) invests in the Pacific Basin region, with a mix of developed and emerging markets like Japan and China, boasting a 0.87% expense ratio and no minimum initial investment. The iShares MSCI USA Min Vol Factor ETF (USMV) holds 170 low-volatility U.S. stocks, offering a defensive equity portfolio option. JPMorgan Active Bond ETF provides a bond investment option with a 0.25% expense ratio. Investors are seeking yield by moving towards longer-duration bonds due to low rates on the short end of the curve. The JPMorgan Active Bond ETF (JBND) is an actively managed fund focusing on higher-quality, intermediate-term debt. Currently priced at around $54 per share, it holds about 1,400 holdings and offers an SEC yield of 4.4%. While not personalized investment advice, the fund offers potential opportunities for investors seeking diversified exposure to agency debt, Treasuries, and investment-grade corporates. Stay informed with financial insights from Young and the Invested for weekly updates and analyses.
Read more at 1. New study shows that 70% of Americans have less than $1,000 in savings. – Barchart.
2. Dow Jones Industrial Average hits record high of 30,000 points. – CNBC.
3. Pfizer and BioNTech announce successful COVID-19 vaccine trial with 95% efficacy. – Reuters.
4. Unemployment rate drops to 6.9% as economy adds 638,000 jobs in October. – Wall Street Journal.
5. Tesla’s market value surpasses $500 billion, making it the world’s most valuable car company. – CBS MarketWatch.: 6 Best Mutual Funds and ETFs to Buy for 2026