Alpine Banks of Colorado reported a net income of $19.7 million for the fourth quarter of 2025, with basic earnings per common share increasing by 6.4%. The net interest margin for the quarter was 3.57%, reflecting a strong financial performance and growth in various financial metrics compared to the previous year.

For the year ended December 31, 2025, Alpine Banks of Colorado saw a net income of $70.2 million, with interest income increasing by $18.8 million compared to the previous year. Noninterest income also rose, while noninterest expenses increased due to various factors, resulting in overall growth and financial stability.

Assets for Alpine Banks of Colorado increased by $34.0 million to $6.85 billion as of December 31, 2025, driven by growth in loans. The loan portfolio increased by $93.9 million during the fourth quarter of 2025, contributing to the overall growth in assets and financial stability for the bank.

Total deposits decreased by $8.8 million during the fourth quarter of 2025, primarily due to decreases in demand deposits and certificates of deposit. However, total deposits increased by $225.5 million compared to the previous year, showcasing steady growth and stability in deposit balances for the bank.

Alpine Banks of Colorado remains a “well capitalized” institution, with capital ratios exceeding minimum requirements. Book value per common share increased to $36.82 as of December 31, 2025, demonstrating financial strength and value for shareholders. The bank also paid cash dividends of $0.21 per common share during the fourth quarter of 2025.

The bank’s forward-looking statements highlight key factors affecting future performance, including market conditions, regulatory changes, and economic trends. Alpine Banks of Colorado continues to focus on growth, stability, and serving its community with a commitment to independence and customer service.

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