A recent Fidelity survey shows 70% of Americans feel financially stable compared to last year. However, inflation concerns are rising, with 45% worried about increasing prices. Expert tips advise creating a financial plan and budget to navigate uncertainties in 2026.

Nearly 31% of Americans fear unexpected expenses. To ease this worry, start an emergency fund with at least $1,000 and save enough to cover three to six months of essential expenses. Keeping emergency funds in a high-yield savings account can earn more while remaining easily accessible.

Healthcare and insurance costs are a top concern, with 28% of Americans expecting higher bills in 2026. To budget effectively, set aside enough cash to cover your plan’s deductible or out-of-pocket maximum, as costs vary based on individual plans and family needs.

Read more at Yahoo Finance: Americans’ Top 3 Money Fears Heading Into 2026, According to Fidelity