The Citi Custom Cash card has a $0 annual fee and offers a welcome offer of $200 cash back after spending $1,500 in the first 6 months. It also provides a 0% intro APR on balance transfers for the first 18 months. Rewards include 5% cash back on top eligible spend category each billing cycle.
The Citi Strata Premier card has a $95 annual fee and offers a welcome offer of 60,000 bonus points after spending $4,000 in the first 3 months. It provides a rewards rate of 10x points on hotels, car rentals, and attractions. Benefits include $100 off a single hotel stay and no foreign transaction fees.
The Citi Double Cash card has a $0 annual fee and offers a 0% intro APR on balance transfers. It provides a 2% cash-back rate on all eligible purchases. The card is praised for its long intro APR period and top-tier cash-back rate.
The Citi / AAdvantage Platinum Select World Elite Mastercard has a $0 annual fee for the first year, then $99. It offers a welcome offer of 80,000 American Airlines AAdvantage bonus miles. Benefits include a first checked bag free on domestic American Airlines itineraries and preferred boarding.
The Citi Secured Mastercard has no annual fee and a $200 minimum security deposit. It is recommended for those looking to establish or rebuild credit history. The card works like a traditional credit card but requires a security deposit as a credit limit. It is a good option for those who may not qualify for other cards.
Citi credit cards cater to various needs, including 0% APR offers, travel rewards, cash back, balance transfers, and business rewards. The cards are known for their low or no annual fees, and there are quality options available depending on individual goals and spending habits.
Citibank, founded in 1812, is a global financial institution serving 180 countries with a range of products, including credit cards. As of March 31, 2025, it was listed as the third-largest U.S. commercial bank by consolidated assets. Citi offers a diverse selection of credit cards to meet different financial needs and preferences.
Read more at Yahoo Finance: Best Citi credit cards for February 2026