The Bank of America Unlimited Cash Rewards Credit Card offers flat cash-back rewards, a $0 annual fee, and a $200 welcome bonus after spending $1,000 in the first 90 days. You can also enjoy a 0% intro APR for 15 billing cycles and earn 1.5% cash back on every purchase. Additional benefits include fraud protection and overdraft protection.

The card provides a competitive 0% APR period for new purchases and balance transfers, with a variable APR after the intro period. Earn an increased 2% cash back on all purchases for the first year, potentially totaling over $423 in cash back annually based on average American spending data.

For Bank of America Preferred Rewards members, rewards can increase by up to 75%, with the highest tier offering 2.62% cash back. Easy redemption options include statement credits, direct deposits, PayPal use, or Amazon shopping. The card is ideal for those seeking straightforward rewards without annual fees.

Consider the Bank of America Unlimited Cash Rewards card for a simple 1.5% cash-back structure on every purchase. The card also offers a boosted 2% cash back for the first year and a 0% intro APR period. This card is suitable for those with excellent credit looking for hassle-free rewards and a flexible financing option.

Other options to consider include the Capital One Quicksilver Cash Rewards Credit Card and the Chase Freedom Unlimited card, both offering flat cash-back rewards, no annual fees, and additional benefits like travel rewards and welcome bonuses. Choose a card based on your spending habits and preferences for rewards.

Read more at Yahoo Finance: Get rewarded for every purchase you make