SoFi’s revenue is rapidly growing due to third-party personal loan originations, checking and savings accounts, and other growth drivers. Home loans currently aren’t a big part of their business, but that could change in 2026. Personal loans make up 77% of their lending business, with student loans following. Home loans are a massive opportunity as interest rates remain high and the real estate market is slow. As SoFi’s member base grows, cross-selling opportunities for home loans increase, with a recent quarter showing significant traction. SoFi is well-positioned for substantial growth in the home loan market in the future.

Read more at Yahoo Finance: Here Is SoFi’s Multibillion-Dollar Opportunity That Investors Are Overlooking