Hilltop Holdings (NYSE:HTH) reported Q4 CY2025 results exceeding revenue expectations, with sales up 9.3% year on year to $329.9 million. GAAP profit of $0.69 per share was 99% above analysts’ consensus estimates. Net Interest Income: $112.5 million vs analyst estimates of $112.1 million; Revenue: $329.9 million vs analyst estimates of $301.5 million; EPS (GAAP): $0.69 vs analyst estimates of $0.35. Hilltop Holdings transformed from residential communities to a financial services company in 2007, providing banking, broker-dealer, and mortgage origination services.

Net interest income and fee-based revenue are key to bank earnings. Hilltop Holdings had weak demand over the last five years but saw a 9.3% revenue growth this quarter, exceeding Wall Street estimates by 9.4%. Tangible Book Value per Share (TBVPS) grew at an 8% annual rate over the last five years and accelerated to 13.3% annually in the last two years. Consensus estimates project a 9.5% decrease in TBVPS over the next 12 months. Hilltop Holdings stock remained flat at $36.76 post-results.

Read more at Barchart: Hilltop Holdings (NYSE:HTH) Beats Expectations in Strong Q4 CY2025