Oak Valley Bancorp reported unaudited consolidated financial results for the three months ended December 31, 2025. Consolidated net income was $6,335,000 or $0.76 per diluted share, a decrease of 4.1% compared to the prior year. The increase in net income year over year was due to earning asset growth of $95.3 million and net interest income expansion. Total assets reached $2 billion, and the company declared a cash dividend of $0.375 per share of common stock. Non-interest income and expenses saw fluctuations due to various factors impacting the fourth quarter and year-end results. Non-performing assets were $4.6 million as of December 31, 2025, reflecting industry concerns about credit risk specific to commercial real estate. The Board of Directors approved the dividend payment to shareholders, marking the first dividend payment of 2026. Oak Valley Bancorp operates through 19 branches, offering a variety of loan and deposit products to individuals and small businesses. Their liquidity position remains strong with $232.2 million in cash and cash equivalents balances at December 31, 2025. The company’s focus on building lasting relationships with clients has contributed to their continued growth and financial stability.

Read more at Barchart: Oak Valley Bancorp Reports 4th Quarter Results and Announces Cash Dividend