PayPal Holdings Inc (PYPL) is set to announce its Q4 2025 earnings on Feb. 3, with cautious investor sentiment as the stock has fallen nearly 24% in the past three months. Competition in digital payments, economic uncertainty, and profitability concerns have contributed to the stock’s struggles. Analysts expect growth in revenue and earnings for Q4, but at a slightly slower pace. Key metrics to watch include transaction margin dollars and user growth. PayPal’s Buy Now, Pay Later business is gaining traction, but concerns about transaction-margin expansion and near-term margin pressure persist. Analysts maintain a “Hold” consensus rating on PYPL stock.

Read more at Barchart: PayPal Reports Q4 Earnings on Feb. 3. Why You Should Press Pause on PYPL Stock For Now.