Republic Bancorp (NASDAQGS:RBCA.A) exceeded market revenue expectations in Q4 CY2025 with sales up 23.1% to $94.27 million. Non-GAAP profit was $1.16 per share, 11.8% below estimates. Net interest income was $78.81 million, beating estimates by 4.5%. Revenue beat estimates by 2%. Efficiency ratio missed by 285 basis points. Adjusted EPS missed by 11.8%. Tangible book value per share grew 10.2% year-on-year. Stock remained flat at $73.00 after reporting. Republic Bancorp operates in multiple states and offers traditional banking and mortgage services. Annualized revenue growth has been 6.6% over five years, but 12.9% in the last two years. Net interest income makes up 85.9% of total revenue. Tangible book value per share grew at 6.9% annually over five years, and 9.4% over the last two years. Estimates call for 8.4% growth over the next 12 months.

Read more at Barchart: Republic Bancorp’s (NASDAQ:RBCAA) Q4 CY2025 Sales Beat Estimates