Sallie Mae (NASDAQ:SLM) exceeded revenue expectations in Q4 CY2025, with sales up 16.4% year on year to $454.1 million. GAAP profit of $1.12 per share was 19.7% higher than analysts’ estimates. Net Interest Income was $377.1 million, slightly below estimates, while Pre-tax Profit was $316 million with a 69.6% margin. EPS (GAAP) guidance for FY2026 is $2.75. Despite a 4.3% stock increase post-results, long-term revenue growth has been slow at 2% annualized over five years. Consider all factors before deciding to invest in Sallie Mae.

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