Social Security benefits are earned by paying Social Security tax, not automatic at retirement age. In 2026, you need to earn $1,890 subject to Social Security tax for a work credit, up from $1,810 in 2025. Keep track to ensure eligibility for retirement benefits. Annual earnings needed for work credits increase due to inflation. Spousal and survivor benefits are options if you don’t qualify for benefits on your own. Consider alternative programs like Supplemental Security Income if needed. Maximize retirement income, learn “Social Security secrets” to boost your benefits. Stay informed to secure your financial future in retirement.

Read more at Yahoo Finance: This Is Exactly How Much You Have to Earn to Qualify for Social Security Eligibility in 2026