Vanguard Intermediate-Term Treasury ETF (VGIT) and iShares National Muni Bond ETF (MUB) both offer low costs and exposure to U.S. government-backed debt. VGIT focuses on U.S. Treasury bonds for stability, while MUB holds municipal bonds for potential tax advantages. Comparing expense ratios, returns, and portfolio makeup can help investors choose the best fit.

VGIT has a lower expense ratio and higher yield compared to MUB. Both funds are highly liquid and focus on quality government-backed bonds. VGIT’s simplicity and stability appeal to income-focused investors, while MUB’s tax-exempt income and municipal credit exposure cater to those seeking diversification and potential tax benefits.

MUB holds over 6,100 investment-grade municipal bonds, offering broad exposure to U.S. municipalities and agencies. VGIT concentrates solely on U.S. Treasury bonds, providing high credit quality and liquidity. The decision between the two ETFs comes down to individual preferences for income, tax efficiency, and credit risk exposure.

Investors looking for conservative bond fund options may consider Vanguard Intermediate-Term Treasury ETF and iShares National Muni Bond ETF. VGIT focuses on U.S. Treasury bonds for liquidity and rate sensitivity, while MUB prioritizes tax-efficient income with municipal credit risk. Understanding the differences helps in selecting the right ETF for specific investment goals.

Read more at Yahoo Finance: VGIT vs. MUB for Conservative Portfolios