West Bancorporation, Inc. reported a 2025 net income of $32.6 million, up from $24.1 million in 2024. Fourth quarter 2025 net income was $7.4 million, with a regular quarterly dividend of $0.25 per common share declared. CEO David Nelson noted growth in earnings and key metrics, with no nonaccrual loans. Quarterly loans decreased by $7.2 million.

Compared to 2024, loans decreased by $3.2 million at the end of 2025. Deposits increased by $110.9 million. Net interest margin was 2.47% in the fourth quarter of 2025 compared to 1.98% in 2024. The efficiency ratio improved to 50.21% in 2025. The tangible common equity ratio was 6.42% in 2025 compared to 5.68% in 2024.

In 2025, West Bancorporation, Inc. recorded no credit loss expense, up from $1.0 million in 2024. Net interest margin was 2.35%, an increase from 1.91% in 2024. Net interest income increased by $17.6 million in 2025. The company plans to file its Form 10-K on or before February 26, 2026, for a detailed financial discussion. Conference call details: 800-715-9871, conference ID 7846129, held on January 29, 2026, at 2:00 p.m. Central Time.

Read more at GlobeNewswire: West Bancorporation, Inc. Announces Fourth Quarter 2025