Nearly half of single Americans believe their net worth affects their dating prospects, influencing who they date, how often they go out, and how much they spend to impress. According to a BMO survey, 44% of single Americans say their net worth impacts their ability to date, with the average adult spending $2,279 annually on dates. The all-in cost of a single outing is around $168.

When dating feels expensive and people believe they need a certain income to be “dateable,” some singles pull back. 44% have adjusted dates for financial reasons, and over a quarter have canceled dates due to money pressure. However, raw wealth isn’t what most find attractive in a partner, as revealed in the survey.

Americans overwhelmingly value different money behaviors over just wealth in a partner. Money and romance are increasingly intertwined, with a median of 10 dates needed before committing to a relationship, costing singles nearly $1,678. Younger daters, like Gen Z, report the highest spending per date at $194, leading to financial pressure for expensive dates.

Despite the pressure to spend in dating, Americans agree on the most attractive financial traits: financial responsibility, transparency, and having a plan. These traits matter more than owning a home or earning a high salary. Financial honesty correlates with better relationships, leading to less fighting about money and more quality time together.

In a dating landscape where costs are rising and pressure is real, behaviors like responsibility, open communication, and having a plan can help singles date confidently. These traits not only support healthier relationships but also long-term financial stability. Financial transparency may do more for your love life than an expensive dinner ever could.

Read more at Yahoo Finance: 44% of single Americans feel net worth impacts their love life. 3 most attractive financial traits to lock down a date