Employer-sponsored health plan costs are on the rise, putting financial strain on both employees and employers. Tricia Blazier of Healthcare Insurance Services at Allsup offers practical steps to reduce out-of-pocket costs and improve coverage for those nearing Medicare eligibility at age 65.

Specialized healthcare assistance through Allsup Benefits Coordination can provide personalized comparisons of employer and retiree options for Medicare-eligible individuals, helping align coverage decisions with actual healthcare needs.

Premiums for employer-sponsored family coverage hit an average of $26,993 in 2025, with employees contributing an average of $6,850. Rising premiums often prompt conversations about Medicare coverage options for employees nearing eligibility, emphasizing the importance of enrollment timing and coordination rules.

Medicare can offer a cost-effective alternative to employer-sponsored coverage for individuals approaching age 65. Enrolling during the Special Enrollment Period after employment ends can help avoid late penalties, while missing enrollment deadlines can lead to permanent cost increases.

Employers can benefit from educating Medicare-eligible workers about enrollment rules and cost differences between employer plans and Medicare options. Supporting informed transitions can help employees maintain coverage while easing pressure on group health plans.

Allsup supports thousands of Medicare-eligible individuals each enrollment season with coverage decisions, offering expertise and savings through Allsup Benefits Coordination services. For more information, visit allsupllc.com or contact [email protected] or (866) 521-7655.

Read more at GlobeNewswire: Allsup Helps Workers Navigate Medicare Options Amid Rising