Euronet announced key achievements, including acquiring CrediaBank’s merchant acquiring business, adding 3,700 new acquiring merchants, expanding digital content distribution, and signing a network agreement with WorldFirst for cross-border payments for SMEs.
In Q4 2025, Euronet reported $1,108.7 million in revenue, a 6% increase, and $101.0 million in operating income, an 18% decrease. Adjusted EBITDA was $174.3 million. Full year 2025 revenue was $4,244.2 million, a 6% increase, with adjusted earnings per share at $9.61.
Euronet focused on long-term value creation in Q4 2025, despite economic challenges. Full year adjusted earnings per share grew by 12%. The company invested in digital initiatives, recording a $20.4 million charge in Money Transfer to drive growth and improve margins.
The EFT Processing Segment saw revenue growth driven by transactions and expansion. The full year saw a revenue increase to $1,283.7 million, an 11% rise. Euronet added approximately 3,700 new acquiring merchants in Q4, with a plan to acquire CrediaBank’s merchant-acquiring business.
In Q4 2025, epay’s revenue increased by 3%, with operating income at $47.3 million. Full year revenue was $1,187.6 million, a 3% increase. Epay expanded its partnership with Revolut to offer digital products in 20 countries.
The Money Transfer Segment reported revenue of $454.4 million in Q4 2025, a 3% increase, with total transactions at 46.7 million. Full year revenue was $1,782.4 million, a 6% increase. Dandelion signed a network agreement with WorldFirst for cross-border payments for SMEs.
Balance sheet highlights include $1,040.3 million in unrestricted cash and cash equivalents as of December 31, 2025. The company’s total indebtedness was $2,021.8 million, with availability under its revolving credit facility at approximately $1,780.5 million.
Adjusted EBITDA for the EFT Processing, epay, and Money Transfer segments showed growth and stability. Adjusted earnings per share for the full year 2025 was $9.61, reflecting the company’s strategic focus on digital growth and financial performance.
Read more at GlobeNewswire: Euronet Reports Fourth Quarter and Full Year 2025 Financial
