A survey by Navigator reveals that 53% of U.S. adults feel financially behind expectations, with 28% feeling “far behind”. Comparing earnings by age group, workers aged 21-24 earn a median salary of $41,392, while those aged 25-34 earn $59,800. In your 30s, expect pay growth, with a median salary of $72,020 for workers aged 35-44.

Earnings stabilize in the 40s, with a median salary of $71,604 for those aged 45-54. By the 50s, earnings may decline but wealth peaks. Most millionaires reach seven-figure net worth in their 50s and 60s. Declining income in retirement is often due to health reasons, with median salary dropping to $68,744 for those aged 55-64.

If you’re in your late 50s or 60s and still working full-time at peak earnings, you’re likely earning more than half of your peers. The decline in median salary is more noticeable for those over 65, with a median salary of $62,036. A majority of retirees leave work earlier than expected, mainly for health reasons.

Read more at Yahoo Finance: The average income of Americans by age in 2026. Are you keeping up or falling behind?