U.S. life expectancy rose to a record 79.4 in 2025, up from 79.25 the year before, with women living longer than men.

64% of Americans fear running out of money before death, according to a study by the Allianz Center for the Future of Retirement.

Median savings balance for American workers is $87,000, while retiree healthcare costs are estimated at $172,000.

Financial stress is high among Americans, with 88% feeling financially stressed and 77% experiencing a financial setback in 2025.

Difficult choices loom for many Americans regarding retirement, Social Security, moving to a more affordable town, and working longer.

Considerations for retirement include claiming Social Security benefits early at 62, working longer, and possibly selling a home for tax-free profit.

Consulting a trusted financial adviser is recommended to navigate financial challenges and make informed decisions for retirement.

Read more at Yahoo Finance: Three things to consider to make your money last the rest of your life