From Yahoo Finance: 2025-04-18 07:42:00

An estimated $84 trillion will be passed down to younger generations in the next 20 years. Inheriting $500,000 at 36 could significantly impact your financial future, especially considering the low median retirement savings of $45,000 for Americans aged 35 to 44. Investing wisely is crucial, with bonds being a stable option amidst stock market volatility. While bonds offer stability and guaranteed income, investing solely in them could hinder portfolio growth over time. Historical data shows that investing in a mix of stocks and bonds can lead to greater long-term returns. It’s important to balance risk and reward, seek advice from a financial advisor, and consider long-term goals when deciding on asset allocation.



Read more at Yahoo Finance: I’m 36 and inherited a $500K portfolio. The stock market makes me nervous, so should I move it all into bonds?