From Yahoo Finance: 2025-04-19 09:15:00

The most affordable states for retirement in America are in the South. A middle-class couple in Mississippi needs around $270,000 for a 20-year retirement after Social Security benefits. Eight of the top 10 most affordable states are in the South, with middle-class income ranging from $41,351 to $124,054.

For a 20-year retirement in Mississippi without Social Security, a couple needs $827,027. Middle-class income in the state ranges from $36,610 to $109,830. In Alabama, the amount needed for a 20-year retirement without Social Security is $800,307, with a middle-class income range of $40,015 to $120,046.

In Florida, a couple needs $995,520 for a 20-year retirement without Social Security. The middle-class income range is $49,776 to $149,328. Across America, the most affordable states for retirement are in the South, with varying amounts needed for a 20-year retirement with and without Social Security.



Read more at Yahoo Finance: How Much You Need Saved To Live a Middle-Class Retirement in the South