From Yahoo Finance: 2025-04-26 11:01:00

Many Americans are stressed about finances, even those earning six-figures. To combat money stress, financial expert Rachel Cruze recommends a five-step budget plan. Start by writing down all income, including irregular earnings, followed by monthly expenses and savings. Track expenses daily, adjust budget monthly, and increase income if needed.

Cruze advocates for a zero-based budget, where every dollar has a purpose. If you struggle to meet financial goals, consider a side hustle or selling items. Tracking expenses daily helps with accountability and insight into spending habits. Effective budgeting is ongoing, requiring adjustments monthly for accuracy and stress reduction.

Read more: Rachel Cruze’s Simple 5-Step Budgeting Plan To End Money Stress