From Nasdaq: 2025-05-04 18:00:00

1. Applying for Social Security is a crucial decision that can impact your benefits. To streamline the process, create a my Social Security account to handle tasks like applying for benefits and updating information quickly. This will also help you navigate the new ID verification rules more efficiently.
2. Utilize the benefit estimator tool in your account to determine the best age to claim Social Security. Factors like life expectancy and financial needs play a role in deciding when to start receiving benefits. Understanding the rules about claiming, including eligibility and payment schedules, is essential for a smooth transition into retirement.
3. Early preparation is key to avoid delays in the application process. Make sure to gather all necessary documentation beforehand and reach out to the Social Security Administration for assistance if needed. By taking these steps, you can maximize your benefits and ensure a secure retirement.

Read more at Nasdaq: If I Were Applying for Social Security in 2025, I’d Do These 3 Things ASAP