From Yahoo Finance.: 2025-05-04 08:30:00

If you are still employed, you do not have to take a required minimum distribution (RMD) from your current 401(k) regardless of your age, as long as your employer doesn’t require it. The IRS rule is based on age, account type, and employment status. RMD age has changed due to the SECURE Act and SECURE Act 2.0, increasing to age 75 by 2033. You must take RMDs from former employer accounts, but not from Roth accounts. If you need help, consider working with a financial advisor.



Read more at Yahoo Finance.: I’m 77 and Still Working. Can I Really Skip My RMDs?