From Yahoo Finance: 2025-05-11 14:02:00

1. Many Americans are struggling with financial stress due to too many bills and too little income. However, there are ways to take control and dig yourself out from under the bills.
2. To build savings, consider selling items you no longer need as part of a financial strategy for middle-class individuals.
3. Boomers are facing new retirement problems that require introspection, strategy, discipline, and sacrifice to achieve financial freedom.
4. Money hacks can help stretch your paycheck further by analyzing recurring payments, discretionary income, and overspending habits.
5. Eliminating unnecessary subscriptions can free up money for bills or debt repayment, providing financial relief.
6. Car insurance costs can be optimized by reviewing plans, seeking discounts, and shopping around for better rates.
7. Cord-cutting trends continue as people look for ways to save money by forgoing cable subscriptions and finding alternative entertainment options.
8. By reducing unnecessary purchases and expenses, individuals can save money and achieve financial stability through smarter spending habits.
9. Exploring side hustles and selling items online can provide additional income to help balance finances and cover expenses.
10. Consider conducting a home energy audit to identify and eliminate energy inefficiencies that contribute to high utility bills.
11. Switching to a different bank or credit union could potentially offer better rates, perks, and customer service for improved financial management.
12. Saving for the future should be treated as a non-negotiable necessity, similar to paying bills, to ensure long-term financial security.
13. Debt consolidation with a personal loan can help lower monthly payments and simplify debt repayment, especially for high-interest credit card debt.

Read more at Yahoo Finance: 17 Money Hacks for When Your Paycheck Can’t Cover Your Bills