From Yahoo Finance: 2025-05-11 14:31:00

Financial expert Ramit Sethi advises those in debt to call credit card companies for lower APRs, saving thousands. Negotiating basics are crucial; citing other companies’ better rates and long-term loyalty can help secure a reduced rate. Sethi provides exact words to use for successful negotiation, ensuring financial relief for debtors.

Read more: ‘Here Are The Exact Words To Use’