Bank of America reports strong Q1 earnings but faces risks in CRE and consumer credit.

From Investing.com: 2025-05-20 11:59:00

In 2025, the U.S. economy and banking sector face moderate growth with uncertainties. Bank of America (BoA) remains strong, reporting $7.4 billion in net income in Q1, an increase from the previous year. CEO Brian Moynihan is cautiously optimistic about the economy, though challenges persist. BoA’s loan portfolio remains stable, with a focus on commercial real estate lending. However, consumer health indicators show potential risks, with slowing spending growth and credit card delinquencies. Despite vulnerabilities in the banking sector, a widespread crisis is unlikely due to regulatory safeguards and the industry’s resilience. The implementation of Basel III reforms may impact economic growth.



Read more at Investing.com: Bank of America Posts Strong Q1, But CRE and Consumer Credit Flash Warning Signs