From Yahoo Finance: 2025-05-23 06:00:00

Looking for the highest CD rates? CD rates can vary widely, but some banks still offer competitive rates despite the Fed’s rate cuts. The top rate today is 4.4% APY from NexBank on their 1-year CD. Online banks and credit unions often offer higher rates due to lower overhead costs. However, consider your savings goals before choosing a CD, as early withdrawals may incur penalties and market investments may provide higher returns for long-term goals. Compare current rates to national averages and explore the best options for your financial needs.



Read more at Yahoo Finance: Best CD rates today, May 23, 2025 (up to 4.4% APY return)