From Yahoo Finance: 2025-06-06 13:57:00

Millions of Americans who buy health insurance through the Affordable Care Act’s marketplaces face higher premiums next year due to the expiration of Biden-era coverage subsidies. GOP’s tax bill changes will further increase costs, pushing out younger, healthier customers, leading carriers to raise rates. Enhanced ACA subsidies set to expire will leave lower-income households paying up to 80% more, impacting freelancers and small-business owners. Trump’s previous attempt to cut ACA funding led to a workaround called silver loading, which made coverage cheaper. Republicans plan to restore old cost-sharing reduction payments, ending super-cheap bronze or gold plans. Experts predict fewer young enrollees and increased unsubsidized prices due to GOP bill changes. Some states are already requesting rate increases in anticipation of Biden’s enhanced subsidies expiring. Middle-income, self-employed individuals should expect significant insurance bill increases.



Read more at Yahoo Finance: 3 reasons your Obamacare premiums are going up next year