From Yahoo Finance: 2025-06-10 10:28:00

Leaseurope’s Q4 2024 Index shows mixed signals in Europe’s leasing industry, with variations in key ratios and business volumes. Total new leasing agreements increased by 7.3% in Q4 2024 compared to the previous year, while new business volume exceeded €123bn in 2024.

Operating income dropped by 1% in Q4 2024, with operating expenses nearly flat. The cost-to-income ratio worsened from 52.5% in Q4 2023 to 54.4% in Q4 2024. Operating expenses grew by 7.7% in 2024, leading to a rise in the cost-to-income ratio.

Return on assets (RoA) and return on equity (RoE) remained stable in Q4 2024 compared to Q4 2023, but both metrics declined in 2024 overall. The average annualized cost of risk increased from 0.18% in 2023 to 0.20% in 2024, indicating a slight rise in risk.

Leaseurope CEO Tim Albertsen noted the importance of adapting to economic challenges. European lessors have grown new business volumes and portfolios, focusing on tailored financing solutions and resilient sectors like healthcare and renewables. Operating expenses grew by 0.1% in Q4 2024, showing a slight increase.

Overall, Leaseurope’s Q4 2024 Index highlights a mixed trend in the European leasing industry, with varying performance indicators. Despite challenges, European lessors have shown resilience by adapting to changing market conditions and focusing on customer needs.

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