Best CD rates today up to 4.4% APY, emphasizing importance of shopping around for best rates

From Yahoo Finance: 2025-06-20 06:00:00

Today, the highest CD rate is 4.4% APY, offered by Western Alliance Bank on its 3-month CD with a $1 minimum opening deposit required. Compared to national averages, today’s top CD rates are much higher, emphasizing the importance of shopping around for the best rates before opening an account. Online banks and credit unions are also offering competitive CD rates due to their lower overhead costs. While CDs are a safe and stable savings vehicle, they require keeping money on deposit for the full term. Consider your savings goals and financial needs before deciding to invest in a CD.



Read more at Yahoo Finance: Best CD rates today, June 20, 2025 (up to 4.4% APY return)