From Yahoo Finance: 2025-06-22 06:00:00

Today’s mortgage rates are lower, with the average 30-year fixed rate at 6.68% and the 15-year fixed rate at 5.90%. The Mortgage Bankers Association forecasts rates to stay near 6.8% through September. Consider factors like credit score, down payment, and debt-to-income ratio to secure the best rate. National averages are rounded to the nearest hundredth, and refinance rates are typically higher than purchase rates. Fixed-rate mortgages lock in your rate, while adjustable-rate mortgages change after a set period. Compare APR when choosing a lender, and focus on personal finances to lower your rate.



Read more at Yahoo Finance: Mortgage and refinance interest rates today, June 22, 2025: Rates move noticeably lower