SoFi stock surged 15% due to Chime's IPO, but may be overvalued at $15

From Nasdaq: 2025-06-23 00:06:00

SoFi stock has surged over 15% in the past month, influenced by Chime’s successful IPO. Despite this, SoFi shares at $15 may be overvalued based on operating performance and historical metrics. The Trefis High Quality portfolio offers stable returns for risk-averse investors.

Comparing SoFi Technologies to the S&P 500, the stock appears expensive with a P/S ratio of 5.9 and P/E ratio of 32.9. Revenue growth has been strong at 36.2% annually, but margins are below average. The balance sheet shows solid financial stability with a moderate Debt-to-Equity Ratio and strong Cash-to-Assets Ratio.

During market downturns, SOFI has underperformed the S&P 500, raising concerns about its resilience. Despite strong revenue growth and a healthy balance sheet, the stock’s valuation, profitability, and historical multiples warrant caution. Consider external risks like high interest rates and geopolitical instability when investing in SOFI.



Read more at Nasdaq: Buy, Sell, Or Hold SOFI Stock At $15?