Money market account rates remain high but are decreasing, some banks offer rates above 4%

From Yahoo Finance: 2025-06-23 06:00:00

Money market accounts (MMAs) offer high interest rates, liquidity, and flexibility. Some banks still offer rates above 4% APY. Rates fluctuate due to changes in the Federal Reserve’s target interest rate. In 2025, rates remain high but are decreasing. Insure your account with FDIC or NCUA for up to $250,000. Shop around for the best option.

Read more: Best money market account rates today, June 23, 2025 (Earn up to 4.41% APY)