Top 10 banks for college students in 2025 based on fees, features, and customer service.

From Yahoo Finance: 2025-06-30 16:56:00

Choosing the right bank for college students can be overwhelming, so our team has identified the top 10 banks based on fees, features, and customer service. Ally Bank ranks as the best overall option, offering fee-free accounts with no minimum deposit requirements. Discover Bank is best for avoiding overdraft fees, while SoFi is ideal for earning a bonus.

Axos Bank is great for early direct deposit, but lacks Zelle integration. Capital One offers fee-free ATM access and high APY on savings. Chase is best for student checking, Wells Fargo for financial literacy, TD Bank for live support, PNC for all-in-one banking, and Huntington Bank for a variety of options.

When choosing a bank, consider fees, money management tools, overdraft policies, and access to funds. Our grading system evaluated nearly 180 data points across categories like dedicated student accounts, minimum deposits, monthly fees, overdraft protection, financial education, Zelle availability, and customer service. Choose wisely to set yourself up for financial success in college.



Read more at Yahoo Finance: The 10 best banks for college students in 2025